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If the person who owes you owns a home or other land, you can get a judgment lien on his or her real estate. A judgment lien on real estate gives you an interest in the their home or other land that can allow you to collect the cash value of your judgment if the real estate enters foreclosure, or is refinanced, or is sold.
Complete these steps to get a Judgment Lien on real estate:
If you are placing a lien on property in Cuyahoga County, file the Certificate of Judgment at the Cuyahoga County Court of Common Pleas located at 1200 Ontario Street, 2nd Floor, Cleveland, OH 44113
Learn the basics about judgment liens against property in Ohio.
What if the person who owes me does not pay after the lien is filed?
If the judgment is not paid after you file the lien, you have the following options:
If you choose any of these options, it is important that you inform the Common Pleas Court if your address changes.
How long will the judgment lien stay on the real estate?
A judgment lien on real estate remains in effect for five years. You may not be able to collect a judgment right away through a judgment lien on real estate, but it will ensure that the property cannot be sold or refinanced within the next five years without dealing with your lien.
You may renew the lien every five years if necessary. If payment is delayed, you can collect interest from the date of judgment. You cannot collect interest during the time the lien is expired (the judgment is "dormant").